Following the widespread flooding in April 2025, Morgantown Bank & Trust is offering a special relief loan program to support customers impacted across our communities. This program is designed to provide quick, affordable funding to individuals and small businesses facing financial strain from flood-related losses — including lost wages, property damage, or temporary displacement — while they await disaster relief or insurance settlements.
We recognize the strength and resilience of our communities, and we stand ready to help. Morgantown Bank & Trust is offering 0% interest loans to affected customers as a way to ease immediate financial burdens and support long-term recovery.
{beginAccordion}
Loan Program Details
• Interest Rate: 0% APR
• Maximum Loan Amount: Up to $5,000
• Repayment Term: Up to 24 months
• Repayment Schedule: Monthly payments
• Collateral: Unsecured
• Fees: No origination or processing fees
• Credit Requirements: No credit pull required for existing customers in good standing
Eligibility
• Must be a current Morgantown Bank & Trust customer
• Must have experienced a financial impact due to the April 2025 flooding (e.g., lost wages, damage to home or business, emergency expenses, etc.)
• Must reside in or operate a business within the affected area
How to Apply
• Applications available at all MB&T branches or by calling (270) 526-3881
• Streamlined application process — verbal attestation of impact accepted
• Most decisions made within 1–2 business days
{endAccordion}
If you or your family were impacted by the recent flood, please don’t hesitate to reach out. Our team is ready to assist with compassion, speed, and the commitment you expect from your community bank.