Save like a pro with the help of Kasasa®
Make saving money effortless with a savings plan that automatically stacks rewards and builds balances.
Benefits You’ll Love
- Links to free Kasasa® checking accounts
- Earn competitive interest on your savings balance
- Enjoy automatic transfers of Kasasa rewards
- Get 0.05% APY even if qualifications aren’t met
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 1.50% APY‡ on balances up and including to $500,000
- 0.10% APY‡ on balances above $500,000
- 0.10% APY‡ if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- No monthly maintenance fees
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free eStatements
- No minimum deposit to open
It's Easy to Earn Your Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
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‡Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $500,000 in your Kasasa Saver account earn an APY of 1.50% and daily balances over $500,000 earn an APY of 0.10 % on the portion of the daily balance over $500,000, resulting in a range from 0.10% to 1.50% APY depending on the account's daily balance.
When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account qualifications are not met, the entire daily balance in the Kasasa Saver account earns 0.10% annual percentage yield.
Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 11/1/2022.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Deposit Accounts
| Account | Minimum Opening Deposit | APY |
|---|---|---|
| Omega Money Market* | $5,000 | 0.50% |
| Club Savings | $0 | 2.02% |
| MBT Savings | 0.10% | |
| Health Savings Account** | 2.02% | |
| Direct Interest Checking | 0.25% | |
| GenGold Checking | $50 | 0.01% |
*Money Market Account prevailing rate based on tiered balance structure. The APY disclosed on the website is for the highest tiered balance. Annual Percentage Yield (APY) is current as listed and subject to change. For more information such as, Minimum Deposit, Account Information, and Withdrawal Penalties, refer to the Personal Tab and click Money Market Account. Deposit Accounts subject to fees may reduce earnings.
Kasasa Cash*
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $10,000 | $50 | 4.8889% | 5.00% |
| $10,000+ | $50 | 0.25% | 0.25% |
| All balances if qualifications not met | $50 | 0.10% | 0.10% |
Qualifications
It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Kasasa Saver*
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $500,000 if qualifications are met | $50 | 1.49% | 1.50% |
| 0 - $500,000 if qualifications not met | $50 | 0.10% | 0.10% |
| $500,000+ | $50 | 0.25% | 0.25% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
Loan Rates
| Loan | Term | Interest Rates | APR |
|---|---|---|---|
| New Autos | up to 72 months | Competitive Rates | Competitive Rates |
| Home Equity | Up to 10 years | Competitive Rates | Competitive Rates |
| 30 Year Mortgage | 30 years | Rates change daily | Rates change daily |
| 15 Year Mortgage | 15 years | Rates change daily | Rates change daily |
Interest Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Loan pricing can be locked only through a loan officer. Other restrictions may apply.
Please call (270) 526-3881 for additional rate options.
**Home Equity Line of Credit – The Interest Rate is variable and based upon a index plus a margin. The Rate will vary with Prime Rate (the index) as published in the Wall Street Journal.
For more loan details contact a Lender at 270-526-3881 or contact us.