Take everything you love about MBT everywhere you go
With digital banking you can conveniently and securely manage your account, pay bills, deposit checks, and more.
Benefits You’ll Love
- Save on branch trips and complete transactions from anywhere
- Take advantage of online bill pay and never forget a miss again
- Make secure transfers between accounts from home or the office
- Deposit checks with just a few simple steps
Online Banking
- Free, secure, and easy-to-use service for MBT customers
- Manage a number of banking activities anytime, anywhere with internet access:
- Access eStatements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- View checks images
- Make loan payments
- And more
- Download account information directly to Quicken
- Make more time for yourself; fewer bank trips necessary
Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Avoid paper clutter
- Included with your MBT checking or money market account
Mobile Banking
- Fast, free, and secure service for customers enrolled in online banking1
- Easily keep track of your finances on the go:
- View account balances
- Review history
- Transfer funds between accounts
- Find nearby locations
- Pay bills
- Deposit Checks
- Download the free mobile app for Apple® or Google Play™ devices
- Save valuable time and effort; avoid an extra trip to a branch
Mobile Deposit
- Deposit checks anytime, anywhere from your mobile phone
- Free service for customers with an MBT checking or savings account
- Deposit your check with a few taps of your finger
- Save time, avoid unnecessary trips to a branch
GET STARTED
In order to use mobile deposit, you must have the following:
- An MBT checking or savings account
- An online banking user ID and password
- Your mobile device (iphone, ipad, or android device running latest operating system.)
- The Morgantown Bank & Trust Mobile App
After logging into your mobile banking app, you will see the Mobile Deposit option under the main menu. Follow the prompts to take pictures of the front and back of the check (don’t forget to sign the back of the check and write “For Mobile Deposit Only”). Then, tap the continue button.
You’ll get two emails for every deposit made:
- A confirmation email that we have received your deposit.
- And another email stating whether your deposit has been approved or denied.
If your deposit has been approved, you may see availability of the funds in your account as soon as the next business day. However, some deposits may be subject to a hold (the same as they would if deposited at a branch location).
LEARN MORE
Visit our Mobile Deposit FAQ for more information. If you have any additional questions, please contact us.
Sending money has never been more convenient! With P2P you can make Person-to-Person transfers immediately and send funds to anyone with a valid debit card. It’s easy, secure and FAST!
Follow these simple steps:
Log in: Log in to your online banking or your Morgantown Bank & Trust mobile app and click the Transfers tab -> New Transactions -> and choose the account to transfer money from.
Add New Payee: Choose Person to Person and complete Add New Payee form. Name, phone number or email address required.
Receive Transfer Request: Recipient is to accept transfer request via text message or email.
Features
- Immediate Funds Availability
- Only Takes a Few Minutes to Set Up
- No Additional Fees, This Feature is Included with Digital Banking
Requirements
- Must be enrolled in Digital Banking (website or mobile app)
- Recipient must have a valid debit card (Credit Cards do not qualify)
- Recipient must be able to accept text messages or have a valid email address
Person to Person Transfers will be deposited immediately. If you have any questions or concerns about using Person to Person please contact us. We're here to help.
For more information or help getting started, please call our customer service representatives at (270) 526-3881. We look forward to serving you!
Pay in an easier way — no more counting change or carrying cards
- Apple Pay®, Google Pay™, and Samsung Pay™ available
- Easily setup payment information
- Add multiple cards to your device for extra convenience
- Keep purchases private — card data is never directly transmitted to retailers
- Easily protect your accounts if you lose your device
Get Started
APPLE PAY
Learn more about Apple Pay and view a list of supported Apple® devices.
GOOGLE PAY
Learn more about Google Pay and view a list of supported Android™ devices.
SAMSUNG PAY
Learn more about Samsung Pay and view a list of supported Samsung™ devices.
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements
- Easier to retrieve info when needed
- Eliminate a paper trail
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify recordkeeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new eStatement is ready
Get Started
Sign up for online banking and select “Change your statement delivery method” to receive eStatements.
View our comprehensive Digital Banking User Guide or below you'll find our informative video tutorials that cover the basic functions of our Digital Banking platform.
1Wireless carrier data rates may apply.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Deposit Accounts
| Account | Minimum Opening Deposit | APY |
|---|---|---|
| Omega Money Market* | $5,000 | 0.50% |
| Club Savings | $0 | 2.02% |
| MBT Savings | 0.10% | |
| Health Savings Account** | 2.02% | |
| Direct Interest Checking | 0.25% | |
| GenGold Checking | $50 | 0.01% |
*Money Market Account prevailing rate based on tiered balance structure. The APY disclosed on the website is for the highest tiered balance. Annual Percentage Yield (APY) is current as listed and subject to change. For more information such as, Minimum Deposit, Account Information, and Withdrawal Penalties, refer to the Personal Tab and click Money Market Account. Deposit Accounts subject to fees may reduce earnings.
Kasasa Cash*
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $10,000 | $50 | 4.8889% | 5.00% |
| $10,000+ | $50 | 0.25% | 0.25% |
| All balances if qualifications not met | $50 | 0.10% | 0.10% |
Qualifications
It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Kasasa Saver*
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 - $500,000 if qualifications are met | $50 | 1.49% | 1.50% |
| 0 - $500,000 if qualifications not met | $50 | 0.10% | 0.10% |
| $500,000+ | $50 | 0.25% | 0.25% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
Loan Rates
| Loan | Term | Interest Rates | APR |
|---|---|---|---|
| New Autos | up to 72 months | Competitive Rates | Competitive Rates |
| Home Equity | Up to 10 years | Competitive Rates | Competitive Rates |
| 30 Year Mortgage | 30 years | Rates change daily | Rates change daily |
| 15 Year Mortgage | 15 years | Rates change daily | Rates change daily |
Interest Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Loan pricing can be locked only through a loan officer. Other restrictions may apply.
Please call (270) 526-3881 for additional rate options.
**Home Equity Line of Credit – The Interest Rate is variable and based upon a index plus a margin. The Rate will vary with Prime Rate (the index) as published in the Wall Street Journal.
For more loan details contact a Lender at 270-526-3881 or contact us.